View details of this raise on Seedstage

Dallas, TX

Expanding a private lending platform to empower real estate investors with flexible financing solutions.

• Investor-focused platform: Tailored loan programs designed by real estate investors for real estate investors.
• Flexible financing: Offers a range of loan products, from short-term to long-term solutions.
• Founders Club membership: Exclusive perks and rewards for all Reg CF investors.
• Leadership expertise: Led by a seasoned team with deep experience in real estate lending.
• Growth-driven use of funds: Capital allocated for loan funding, technology development, and business expansion.

Ternus is a private money lender specializing in real estate financing solutions designed specifically for property investors. The company is raising funds to expand its lending platform, which focuses on providing fast, flexible, and investor-friendly loan products. By offering tailored loan programs, such as Fix & Flip, Bridge loans, and DSCR loans, Ternus aims to simplify access to capital for real estate investors and help them scale their portfolios efficiently. The leadership team at Ternus comprises experienced real estate investors who understand the unique challenges and opportunities of the industry, allowing the company to offer transparent terms and streamlined processes.

The funds from this offering will be used to support key growth initiatives, including funding loans, expanding technological capabilities, and enhancing sales and marketing efforts. Additionally, Ternus plans to invest in infrastructure expansion and general working capital to further scale its operations. Investors in this offering will also gain access to the Ternus Founders Club, a membership program that offers exclusive perks such as discounted fees on eligible loans, private events, and coaching calls. Through its Reg CF offering, Ternus aligns its success with its customers, providing both financial returns and strategic support to real estate investors focused on long-term wealth creation and community development.

Company Info

Ternus is a private money lender offering tailored real estate loan solutions designed to support and scale property investors’ portfolios.

Ternus is a private money lending platform focused on providing real estate investors with fast, flexible, and transparent loan solutions tailored to their unique needs. The company offers a variety of loan programs, including Fix & Flip, Bridge, DSCR rental loans, Transactional, and Wholetail loans, as well as a unique 100% financing program that allows investors to quickly secure funding without requiring credit reports or appraisals. With a leadership team composed of seasoned real estate investors, Ternus leverages deep industry knowledge to create lending products designed to help investors efficiently scale their portfolios.

Ternus emphasizes transparency, speed, and investor alignment, operating as a strategic partner committed to community development and long-term wealth creation. Investors benefit from secure, real estate-backed loans, access to exclusive rewards through the Ternus Founders Club, and opportunities to participate in the company’s growth. The platform’s revenue model includes loan origination and servicing, supported by proceeds used for loan funding, technology development, sales and marketing, infrastructure expansion, and general operations. Ternus aims to provide responsible lending solutions while empowering real estate investors to create affordable housing and drive sustainable community impact.