View details of this raise on Seedstage

Aventura, FL

Expanding access to inventory-backed financing for small U.S. businesses through a new retail investor fund.

• Inventory-backed financing: Provides working capital through insured purchase agreements with SMEs.
• Retail investor access: TB Fund 4 opens the firm’s model to non-institutional investors.
• Established structure: Operates through a network of specialized funds and subsidiaries.
• Experienced leadership: Co-founders bring decades of experience in trade finance, capital markets, and investment strategy.
• Operational safeguards: Assets are stored securely, independently valued, and governed by legally binding agreements.

Tradebacked has opened TB Fund 4 to retail investors, offering access to its private credit investment model built around inventory-backed financing for small and medium-sized U.S. businesses. The company specializes in structured purchase agreements rather than traditional loans, acquiring inventory at a discount and allowing SMEs to repurchase it under fixed terms. Tradebacked’s approach provides working capital to businesses while offering investors exposure to secured, short-term financing assets backed by physical goods and governed by strict legal, insurance, and storage protocols.

The funds raised through this offering will be used to finance new repurchase agreements, supporting Tradebacked’s core mission to bridge liquidity gaps for underbanked businesses. With strong operational infrastructure—including third-party warehousing, insurance from A-rated providers, and asset valuations through TCIS—Tradebacked applies a disciplined and scalable model to credit risk management. TB Fund 4 expands the firm’s reach to a broader investor base and will serve as a key vehicle for continued growth in U.S. trade finance.

Company Info

Tradebacked provides insured, inventory-backed financing to U.S. SMEs and offers investment opportunities through its latest fund.

Tradebacked Inc is a private credit firm specializing in inventory-backed financing for U.S.-based small and medium-sized enterprises (SMEs). Founded in 2021, the company enables businesses to access working capital by purchasing their inventory at a discount and structuring the transaction as a repurchase agreement. These agreements allow SMEs to buy back their inventory within 3 to 12 months while paying a monthly financing cost, providing a flexible alternative to traditional lending. Tradebacked maintains a loan-to-value ratio of up to 70%, with inventory stored in secure, insured, and independently appraised warehouses.

Tradebacked operates through a network of subsidiary LLCs under the Tradebacked Fund umbrella, each managing specific trade finance strategies. The company’s latest initiative, TB Fund 4, extends investment access to retail investors through Regulation Crowdfunding. Funds raised are used to purchase inventory assets under repurchase agreements, secured through legal safeguards including promissory notes and personal guarantees. With a growing portfolio and a disciplined investment approach, Tradebacked aims to provide consistent returns to investors while offering liquidity solutions to SMEs across the U.S. and internationally.